Input the requested variables and click the compute button to derive basic and overall (inflation/deflation-adjusted) cap rates. MORTGAGE EQUITY (ELLWOOD) CALCULATOR Input Variables  Required Equity Yield:   Decimal Projection Period:   Years Net Operating Income:   $ Mortgage Interest Rate:   Decimal Mortgage Term:   Years Loan-to-Value Ratio:   Decimal Change In Property Value:   Decimal Change In Income:   Decimal Results  Mortgage Constant:  Percent Paid-Off:  Sinking Fund Factor:  Basic Capitalization Rate:  Overall Capitalization Rate:  Property Value: