Average of All Propery Types The following table summarizes prevailing mortgage and equity requirements and resulting built-up overall capitalization rates (OAR's) via debt coverage ratio and band of investment techniques, together with overall cap rates (OAR's) from consummated transactions as reported by survey respondents based on actual net operating income (NOI) exclusive of reserves and actual sales price exclusive of deferred maintenance. These data are for Class A and B properties nationwide. Mortgage terms and equity dividend rates are likewise national rates as reported by survey respondents.